We partnered with the Atlanta Fed to create some groundbreaking interactive tools. Understand how changes in income or career affect public benefits.
About the Tools - # 1
Springfield WORKS and the Economic Pathways Coalition have partnered with the Federal Reserve Bank of Atlanta to develop groundbreaking tools below that help individuals, employers, and policymakers understand which in-demand career pathways will lead to self-sufficiency and mitigate the potential loss of public assistance (sometimes known as a benefits cliff) based on their income, residence, career goals, and family dynamics.
How these tools help residents:
- Identify a few ways career changes may impact your finances
- Help you see how your public assistance may change with income changes
- See how the benefits cliff looks across Massachusetts
How these tools help service providers:
- Help you identify barriers your clients may experience on their journey to economic self-sufficiency
- Help employers identify changes they could make to compensation structure, practices, and policies to support upskilling and advancement opportunities
About the Tools - # 2
Springfield WORKS and the Economic Pathways Coalition have partnered with the Federal Reserve Bank of Atlanta to develop groundbreaking tools below that help individuals, employers, and policymakers understand which in-demand career pathways will lead to self-sufficiency and mitigate the potential loss of public assistance (sometimes known as a benefits cliff) based on their income, residence, career goals, and family dynamics.
These tools:
- Help individuals understand how much money they will gain through paid employment and the financial tradeoffs from the loss of public assistance as they progress through their career pathways
- Identify benefits cliffs by analyzing how public benefits interact with career pathways in specific Massachusetts geographic areas
- Assist stakeholders in identifying barriers to career advancement and economic mobility and to support workers and job seekers in their movement toward economic self-sufficiency.
- Simulate policy and programmatic changes to eliminate benefits cliffs and support family financial stability (coming soon)
- Promote broad cross-sector use of the tool to help influence collective action to change systems related to public benefits for working families
- Engage the private sector to examine compensation structures, practices, and policies related to low- to moderate-income upskilling and advancement opportunities
They are powered by the Atlanta Fed’s Career Ladder Identifier and Financial Forecaster (CLIFF).
About the Tools - # 3
Springfield WORKS and the Economic Pathways Coalition have partnered with the Federal Reserve Bank of Atlanta to develop groundbreaking tools below that help individuals, employers, and policymakers understand which in-demand career pathways will lead to self-sufficiency and mitigate the potential loss of public assistance (sometimes known as a benefits cliff) based on their income, residence, career goals, and family dynamics.
These tools:
- Help individuals understand how much money they will gain through paid employment and the financial tradeoffs from the loss of public assistance as they progress through their career pathways
- Identify benefits cliffs by analyzing how public benefits interact with career pathways in specific Massachusetts geographic areas
- Assist stakeholders in identifying barriers to career advancement and economic mobility and to support workers and job seekers in their movement toward economic self-sufficiency.
- Simulate policy and programmatic changes to eliminate benefits cliffs and support family financial stability (coming soon)
- Promote broad cross-sector use of the tool to help influence collective action to change systems related to public benefits for working families
- Engage the private sector to examine compensation structures, practices, and policies related to low- to moderate-income upskilling and advancement opportunities
About the Tools - # 4
Springfield WORKS and the Economic Pathways Coalition have partnered with the Federal Reserve Bank of Atlanta to develop groundbreaking tools below that help individuals, employers, and policymakers understand which in-demand career pathways will lead to self-sufficiency and mitigate the potential loss of public assistance (sometimes known as a benefits cliff) based on their income, residence, career goals, and family dynamics.
How these tools help residents:
- Help you think through how career changes will impact your finances
- See how the benefits cliff looks in different areas of Massachusetts
How these tools help service providers:
- Help you identify barriers your clients may experience on their journey to economic self-sufficiency
- Help employers identify changes they could make to compensation structure, practices, and policies to support upskilling and advancement opportunities
The Tools
Research and News
Research
- Research from the Center for Social Policy at UMass Boston: Link.
- Dodson, Lisa, and Wendy Luttrell. “Families Facing Untenable Choices.” Sage Publications, Inc. on behalf of the American Sociological Association, Contexts, WINTER 2011, Vol. 10, No. 1, capturing community, pp. 38-42. Link.
- Explore the work done by the National Conference of State Legislatures that focuses on the whole family approach to careers and explores its intersection with cliff effects: Link.
News Articles
- Chiarenza, Gabriella. “A hand up, not a handout, to cross the benefits cliff.” Fed Communities, fedcommunities.org, 2 DEC 2022. Link.
- Coy, Peter. “The ‘Benefits Cliff’ Discourages People From Making More Money.” The New York Times, nytimes.com, 10 NOV 2021. Link.
- Molina, Eneida. “Managing the ‘Cliff Effect’ (Viewpoint).” MassLive. MassLive.com. 17 July 2022. Link.
- Nargi, Lela. “What’s a “benefits cliff,” anyway?” The Counter, thecounter.org, 9 DEC 2021. Link.
- Kandilis, Anne, and Laura Sylvester. “Economic pathways coalition asks state to remove obstacles to economic opportunity.” MassLive, masslive.com, 24 OCT 2021. Link.